Put your photo in the same as usaual.
Select your photo then click the Link menu item to unhilight it.
(The Link item is hilighted because the default link opens the photo in a new page )
Next time you select the photo the link menu item is not hilighted any more.
Go back to your edit posts page.
With the photo selected click on the link menu item to get the add link dialogue box.
(When you preview your post the links aren't active.)
To change the link info:
I worked out that if you want to completely remove the text just click on it and delete it a letter at a time. When I clicked change and did it in the dialogue box the whole photo was deleted too. To add text just click next to the photo and the text becomes part of the link. Probably better to add a caption or not.
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